Generally, this consists of....
- Transportation
- Housing
- Food
- Taxes
- Entertainment
- Healthcare
- Shopping
- Insurance
Right. Generally. Now it's the little things that matter. What do we spend our money on day to day that can be avoided? These are things like....
- Coffee- in the morning and afternoon
- Lunch
- Various beverages and snacks
- Cigarettes
- Alcohol
- Impulse buying (i.e. "sales")
- Misc. fees
- Music, apps, tv shows, movies, etc.
These are things that can often be replaced for cheaper substitutes, or are things we can completely eliminate out of our lives in order to save a bit. What are the things you spend on an average day? Make a list and see what things are necessary and what things you avoid. It's the little things that add up, so it's the little things that count the most.
